University of Central Oklahoma

Enrollment

Of 12,554 students enrolled in fall 2024, 10,777 were undergraduates and 1,777 graduate students. 14% studied exclusively online, students who don't need a bed near campus. Headcount rose by 406 from fall 2023 (+3.3%).

Housing the college controls

IPEDS counts 1,850 beds of institutionally controlled housing for 2024-25. That figure is the school's own capacity, on or off campus, so it includes halls the college leases or manages but not private buildings that simply market to students. Capacity shrank by 32 beds from the year before (1,882 in 2023-24).

What students pay

The typical 2024-25 housing charge for a student sharing a room was $4,600 for the academic year, roughly $511 a month spread over nine months. Food added $5,450. For aid purposes the school budgets $9,700 for food and housing on campus and $13,000 for a student living off campus away from family, $3,300 more.

Those are the college's own figures. Private by-the-bed rents near campus can sit well above or below them, so check current asking rents before you underwrite a project.

How lenders read a campus like this

With 12,554 students, most of them full-time, the campus clears the 10,000-student minimum in Fannie Mae's Multifamily Guide for Dedicated Student Housing (Part III, Chapter 1, section 103.01, effective September 28, 2026). Under sections 103.01 and 103.03 a property still has to sit within 2 miles of the campus boundary or near a college-run transit line, have operated a full school year, and lease at least 80% of units for 12 months.

To size a specific property, use the student housing loan sizer. It works by the bed and shows which constraint sets the loan.

Among the 8 Oklahoma campuses on this site, University of Central Oklahoma ranks number 3 by full-time students beyond college housing. See the Oklahoma table.