Bedcount Guides https://studenthousing.loans/ IPEDS enrollment and college-controlled housing capacity for every large US campus, the student bed gap, and a by-the-bed student housing loan sizer. en-us By-the-bed underwriting for student housing, worked through https://studenthousing.loans/guides/by-the-bed-underwriting/ https://studenthousing.loans/guides/by-the-bed-underwriting/ Sat, 24 Oct 2026 00:00:00 GMT How lenders turn per-bed leases into net operating income: gross potential rent, the 5% vacancy floor, summer income, reserves and the DSCR test. Fannie Mae vs Freddie Mac student housing loans, side by side https://studenthousing.loans/guides/fannie-mae-vs-freddie-mac-student-housing/ https://studenthousing.loans/guides/fannie-mae-vs-freddie-mac-student-housing/ Sat, 24 Oct 2026 00:00:00 GMT Campus size, distance, leases, food service, LTV, DSCR and reserves under Fannie Mae's Guide and Freddie Mac's student housing summary, with dates. Can you use HUD 221(d)(4) for student housing? Usually not https://studenthousing.loans/guides/hud-221d4-student-housing/ https://studenthousing.loans/guides/hud-221d4-student-housing/ Sat, 24 Oct 2026 00:00:00 GMT HUD's MAP Guide bars insured projects designed solely for students and requires family-housing rents near campuses. What that means for a deal. The student bed gap: what IPEDS housing data does and doesn't show https://studenthousing.loans/guides/reading-the-bed-gap/ https://studenthousing.loans/guides/reading-the-bed-gap/ Sat, 24 Oct 2026 00:00:00 GMT How to read a campus's housing capacity, beds per 100 students and the gap to full-time enrollment before you underwrite private student housing.